Punjab & Sind Bank (A Government of India Undertaking) has released an official notification for the engagement of MSME Relationship Managers on a contractual basis. Interested and eligible candidates can apply online through the bank’s official website punjabandsindbank.co.in from 05 November 2025 to 26 November 2025.
Key Highlights
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? Punjab and Sind Bank Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Organization Name | Punjab & Sind Bank |
| Post Name | MSME Relationship Manager |
| Total Vacancies | 30 Posts |
| Job Type | Contract Basis |
| Application Start Date | 05 November 2025 |
| Last Date to Apply | 26 November 2025 |
| Official Website | https://punjabandsindbank.co.in |
? Punjab and Sind Bank Vacancy 2025 – Post Details
| Category | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| MSME Relationship Managers | 4 | 2 | 8 | 3 | 13 | 30 |
? The number of vacancies is provisional and may vary depending on the bank’s requirements.
? Punjab & Sind Bank Eligibility Criteria 2025
1. Nationality / Citizenship
Applicants must be:
- A citizen of India, or
- A subject of Nepal/Bhutan, or
- A Tibetan Refugee who came to India before 1st January 1962, or
- A person of Indian origin migrated from eligible countries as per Government norms.
2. Age Limit (as on 01.11.2025)
- Minimum Age: 25 years
- Maximum Age: 33 years
Born not earlier than 02.11.1992 and not later than 01.11.2000.
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Ex-Servicemen / 1984 riot victims: 5 years
? Educational Qualification
| Post | Educational Qualification | Experience |
|---|---|---|
| MSME Relationship Manager | Graduation in any discipline (Full Time) from a recognized University/Institution. Preferred: Full Time MBA (Finance/Marketing) | Minimum 3 years of experience in Relationship/Credit Management, preferably in MSME Banking with a Scheduled Commercial Bank/NBFC/Financial Institution. |
? Job Profile
- Identify new business opportunities and conduct customer outreach programs for MSME products.
- Achieve revenue, profitability, and business growth targets.
- Deepen relationships with existing and potential MSME clients.
- Conduct due diligence and credit analysis.
- Cross-sell ancillary banking products.
- Support branches in onboarding new MSME business accounts.
? Contract Terms
- Initial engagement period: 3 years, renewable yearly based on performance (up to 5 years).
- Either party may terminate the contract with one month’s notice or payment in lieu thereof.
- Engagement is subject to medical fitness and document verification.
? Salary / Pay Scale
The compensation package will be finalized based on the candidate’s qualifications, experience, and suitability. Applicable GST and statutory deductions will be borne by the Bank as per norms.
? Probation Period
Selected candidates will be on probation for 6 months.
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? Credit History Requirement
Candidates must maintain a healthy credit history and possess a minimum CIBIL score of 650 at the time of joining. The CIBIL report from the candidate’s bank account must be submitted during document verification.
? Selection Process
The selection process will include:
- Written Test (if conducted)
- Screening
- Personal Interview
Exam Pattern:
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 mins |
| General Awareness | 20 | 20 | 30 mins |
| Professional Knowledge | 60 | 60 | 60 mins |
| Total | 100 | 100 | 105 mins |
Qualifying Marks:
- UR/EWS: 40%
- SC/ST/OBC/PwBD: 35%
Final Selection:
- Written Test (70% weightage)
- Personal Interview (30% weightage)
- In case only an interview is conducted – 100% weightage will be given to interview marks.
?? Examination Centres
The online test will be held across major cities in India including Delhi, Chandigarh, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Lucknow, Jaipur, Patna, Bhopal, and Ahmedabad among others.
? Documents Required
- Valid photo ID proof (Aadhaar, PAN, Passport, Voter ID, etc.)
- Date of Birth proof
- Educational Certificates (10th onwards)
- Experience Certificate(s)
- Caste/Category Certificate (if applicable)
- CIBIL Report
- NOC from current employer (if applicable)
? How to Apply for Punjab & Sind Bank Recruitment 2025
- Visit the official website – https://punjabandsindbank.co.in
- Go to “Recruitment/Career” section.
- Click on “Apply Online – Engagement of MSME Relationship Managers.”
- Register using a valid email ID and mobile number.
- Fill in all details carefully and upload documents.
- Pay the application fee online (if applicable).
- Submit the application and take a printout for future reference.
? Important Dates
| Event | Date |
|---|---|
| Start Date of Online Application | 05 November 2025 |
| Last Date to Apply Online | 26 November 2025 |
| Exam/Interview Date | To be announced on website |
| Official Website | https://punjabandsindbank.co.in Panjab Sind Bank Official Notification |
? Punjab & Sind Bank MSME Relationship Manager Recruitment 2025 – Key Highlights
- Total 30 vacancies available.
- Suitable for graduates with 3+ years in MSME Banking.
- Attractive contractual pay and growth opportunities.
- All India posting with selection via test/interview.
? Conclusion
Punjab & Sind Bank’s MSME Relationship Manager Recruitment 2025 offers a great opportunity for banking professionals looking to build a career in MSME relationship and credit management. Candidates meeting the eligibility criteria should apply well before the deadline and prepare for the selection process as per the official guidelines.
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