Bank of India Credit Officer Recruitment 2025–26: Apply Online for 514 GBO Posts
Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has officially released the Recruitment of Credit Officers in GBO Stream – Project No. 2025-26/01. The notification dated 01 November 2025 invites online applications for 514 Credit Officer vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website of Bank of India.
Bank of India Credit Officer Recruitment 2025 – Overview
Organization: Bank of India (BOI)
Post Name: Credit Officer (GBO Stream)
Project No.: 2025-26/01
Total Vacancies: 514
Application Mode: Online
Job Location: Anywhere in India
Official Website: bankofindia.bank.in
Important Dates
Event
Date
Notification Date
01.11.2025
Online Application Start
20.12.2025
Last Date to Apply
05.01.2026
Cut-off Date for Age & Qualification
01.11.2025
Online Exam Date
To be announced
Vacancy Details – Category Wise
Post
Scale
Total Vacancies
Age Limit
Credit Officer
SMGS-IV
36
30–40 years
Credit Officer
MMGS-III
60
28–38 years
Credit Officer
MMGS-II
418
25–35 years
Total
—
514
—
Vacancies are provisional and subject to change as per Bank requirements.
Pay Scale (Basic Pay)
MMGS-II: ?64,820 – ?93,960
MMGS-III: ?85,920 – ?1,05,280
SMGS-IV: ?1,02,300 – ?1,20,940
In addition to basic pay, selected candidates will receive DA, HRA, CCA, medical benefits, LTC, pension benefits, and other perks as per Bank of India rules.
Person of Indian origin migrated from specified countries (with eligibility certificate)
Educational Qualification & Experience
Candidates must meet the qualification and experience requirements as specified in Annexure-I of the notification.
Only candidates possessing required qualifications as on 01.11.2025 are eligible.
Age Relaxation
SC/ST: 5 years
OBC (Non-Creamy Layer): 3 years
PwBD: 10 years
Ex-Servicemen / 1984 Riot Victims: As per rules
Selection Process
1. Online Examination (Objective Type)
Section
Questions
Marks
English Language
25
25
Reasoning
25
25
Quantitative Aptitude
25
25
Professional Knowledge
75
75
Total
150
150
Duration: 120 minutes
English is qualifying in nature
Negative marking: 0.25 marks per wrong answer
2. Personal Interview
Interview Marks: 100
Minimum qualifying marks:
General/EWS: 50%
SC/ST/OBC/PwBD: 45%
Final Selection
Online Exam + Interview (70:30 weightage)
Final merit list prepared category-wise
Exam Centres
Online examination may be conducted in major cities including: Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Kolkata, Ahmedabad, Jaipur, Patna, Bhubaneswar, Kochi, Thiruvananthapuram, Vijayawada, Visakhapatnam, Guwahati, Raipur, and others.
Application Fee
Category
Fee
SC / ST / PwBD
?175
General / OBC / EWS
?850
Fee is non-refundable.
How to Apply Online for BOI Credit Officer Recruitment 2025
Visit bankofindia.bank.in
Go to Career ? Recruitment of Credit Officers in GBO Stream
Click on Apply Online
Register with email ID & mobile number
Fill application form carefully
Upload photo, signature, thumb impression & documents
Pay application fee online
Submit and take printout of application & fee receipt
Career Growth in Bank of India
Selected Credit Officers will follow the Bank’s promotion policy, with opportunities to move to higher grades based on performance, experience, and eligibility norms. Officers may later participate in promotions along with other General Banking and Specialist Officers.
The Bank of India Credit Officer Recruitment 2025-26 is an excellent opportunity for banking professionals seeking a stable and prestigious career in a Public Sector Bank. With 514 vacancies, attractive pay scales, and strong career progression, eligible candidates should not miss this opportunity. Apply online before 05 January 2026.