Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has officially released the Recruitment of Credit Officers in GBO Stream – Project No. 2025-26/01. The notification dated 01 November 2025 invites online applications for 514 Credit Officer vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website of Bank of India.
Bank of India Credit Officer Recruitment 2025 – Overview
- Organization: Bank of India (BOI)
- Post Name: Credit Officer (GBO Stream)
- Project No.: 2025-26/01
- Total Vacancies: 514
- Application Mode: Online
- Job Location: Anywhere in India
- Official Website: bankofindia.bank.in
Important Dates
| Event | Date |
|---|---|
| Notification Date | 01.11.2025 |
| Online Application Start | 20.12.2025 |
| Last Date to Apply | 05.01.2026 |
| Cut-off Date for Age & Qualification | 01.11.2025 |
| Online Exam Date | To be announced |
Vacancy Details – Category Wise
| Post | Scale | Total Vacancies | Age Limit |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | 30–40 years |
| Credit Officer | MMGS-III | 60 | 28–38 years |
| Credit Officer | MMGS-II | 418 | 25–35 years |
| Total | — | 514 | — |
Vacancies are provisional and subject to change as per Bank requirements.
Pay Scale (Basic Pay)
- MMGS-II: ?64,820 – ?93,960
- MMGS-III: ?85,920 – ?1,05,280
- SMGS-IV: ?1,02,300 – ?1,20,940
In addition to basic pay, selected candidates will receive DA, HRA, CCA, medical benefits, LTC, pension benefits, and other perks as per Bank of India rules.
Eligibility Criteria (As on 01.11.2025)
Nationality
Candidate must be:
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Key Highlights
- Citizen of India, or
- Subject of Nepal/Bhutan, or
- Tibetan refugee (before 01.01.1962), or
- Person of Indian origin migrated from specified countries (with eligibility certificate)
Educational Qualification & Experience
- Candidates must meet the qualification and experience requirements as specified in Annexure-I of the notification.
- Only candidates possessing required qualifications as on 01.11.2025 are eligible.
Age Relaxation
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Ex-Servicemen / 1984 Riot Victims: As per rules
Selection Process
1. Online Examination (Objective Type)
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Duration: 120 minutes
- English is qualifying in nature
- Negative marking: 0.25 marks per wrong answer
2. Personal Interview
- Interview Marks: 100
- Minimum qualifying marks:
- General/EWS: 50%
- SC/ST/OBC/PwBD: 45%
Final Selection
- Online Exam + Interview (70:30 weightage)
- Final merit list prepared category-wise
Exam Centres
Online examination may be conducted in major cities including:
Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Kolkata, Ahmedabad, Jaipur, Patna, Bhubaneswar, Kochi, Thiruvananthapuram, Vijayawada, Visakhapatnam, Guwahati, Raipur, and others.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ?175 |
| General / OBC / EWS | ?850 |
Fee is non-refundable.
How to Apply Online for BOI Credit Officer Recruitment 2025
- Visit bankofindia.bank.in
- Go to Career ? Recruitment of Credit Officers in GBO Stream
- Click on Apply Online
- Register with email ID & mobile number
- Fill application form carefully
- Upload photo, signature, thumb impression & documents
- Pay application fee online
- Submit and take printout of application & fee receipt
Career Growth in Bank of India
Selected Credit Officers will follow the Bank’s promotion policy, with opportunities to move to higher grades based on performance, experience, and eligibility norms. Officers may later participate in promotions along with other General Banking and Specialist Officers.
Important Links
- Official Notification:
- Apply Online: From 20.12.2025
- Last date for submission of On-line application 05.01.2026
- Career Page: bankofindia.bank.in
- Official website BOI
Conclusion
The Bank of India Credit Officer Recruitment 2025-26 is an excellent opportunity for banking professionals seeking a stable and prestigious career in a Public Sector Bank. With 514 vacancies, attractive pay scales, and strong career progression, eligible candidates should not miss this opportunity. Apply online before 05 January 2026.
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